10 Ways To Save Money and Stay Out of Debt

At this point, not even the most stubborn of optimists can argue against the fact that we are in a recession. As thousands of jobs are being cut and the stock market sinks to lows not seen since the 90’s, being prepared for the worst is an absolute necessity. Here are 10 ways [...]

The US Government Is Spending Our Money For Us

Unless you’ve been living under a rock, you know that America is in a credit crunch.  The estimated debt for the United States government for 2008 is approximately $9.5 Trillion dollars.  Add to that the Wall Street bailouts that will cost upwards of $700 Billion dollars and we’re looking nearly a $10.5 trillion dollar debt.  [...]

Living Within Your Means Now, Means Higher Means Later.

If you can follow along with the message behind that title, then you’re off to a great start. I just wanted to share with you a few ideas for frugality that I’ve come across this month. It has been a very interesting January, with the markets down 7-10% since the 1st. It [...]

How Do You Know When You’re Out Of Invisible Ink?

How do you know when you’re out of invisible ink? You don’t. It took me a couple years of financial irresponsibility in my ‘youth’ to make the realizations that I’ve finally come to. It is very necessary to have a budget or at least a ’spending plan’ to stay on track [...]

Paying Your Bills On Time: Save Money & Effort

Bills are awful. There is nothing like going to your mailbox and getting a handful of exciting mail only to find out that it is your cable company, electricity company and mobile provider asking for their monthly share of your income. The only worse thing than having to pay them is paying [...]